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By: Douglas Bowes

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Wednesday, 5-Sep-2012 01:58 Email | Share | | Bookmark
Identity Guard - Minimizing Identity Theft Occurrences

For many cyber criminals, identity theft is an illegal act that offers generous payout having little likelihood of being caught by the system. And as consumers increasingly rely heavily on the Internet and technology, these crime perpetrators continue to execute unlawful methods in order to victimize more unsuspecting individuals, who either are complacent they will not become victims or have not taken the necessary steps to protect themselves against the evil elements of society. The public has a responsibility to themselves, and that means getting proper defense from fraud by staying alert, or ideally by getting further protection such as those provided by companies like Identity Guard.

The government persistently reminds consumers that they need to be watchful against threats of identity theft and fraud. Nine million Americans each year are affected by this widespread crime, which remains on top of the list of consumer complaints. The figures will continue to soar if the people do not make the effort to protect themselves through sensible habits as well as enhanced identity theft protection. Sadly though, thousands of individuals remain lackadaisical when it comes to their financial habits and will only be spurred to action when they have already become identity theft victims, which at times may be too late for them.

Fortunately for the masses, identity theft incidents are avoidable. People can defend themselves through ways that can help keep them safe from the horrible effects of a stolen identity occurrence. Some of the most common and effective methods include:

* Checking one’s credit report as regularly as possible and thoroughly review it for changes and errors

* Checking bank and financial statements sent monthly for any unauthorized changes or transactions

* Shredding financial documents and other papers that contain personally identifying information

* Not giving out private data to unverified people or organizations, whether through the Internet or through the phone

* Not clicking on links sent through emails

One other way to get protected is by signing up with a monitoring service such as Lifelock, which offers to guard one’s account and sends out notifications when there are changes or movements that involve one’s credit profile. There are comprehensive services as well that offer more than just sending out alerts. Some providers offer a family plan that will typically include kids or senior members of the family in its protection coverage. As there are a lot of companies that offer to protect against identity theft, consumers are advised to perform due diligence before deciding on a provider.

Total protection may not always be achieved but it certainly helps to have a strong shield against identity thieves through practical habits and added defense from companies that work to minimize cases of fraud. In order to obtain the appropriate level of defense from a provider, people ought to make it a priority to choose a company that has a reputable standing and has been in the business for several years. Asking past and present clients is another way to determine the efficacy of the services offered by the company.

More about Identity Guard visit at


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